IBPS PO Interview 2026: Detailed Topic-Wise Question Bank

The IBPS PO Interview 2026 question bank is a preparation resource for candidates who have cleared the Mains examination and are preparing for the final selection stage. Candidates should prepare for questions based on personal background, banking awareness, current affairs, economic concepts, graduation subjects and practical banking situations.

Important Topics Covered for IBPS PO Interview 2026

Access Free Study Notes for IBPS PO Exam Preparation

Topic-Wise Interview Questions

1.  Personal and HR Questions

1. Tell us about yourself.
2. Why do you want to become a Probationary Officer?
3. Why have you chosen the banking sector?
4. Why should we select you?
5. What are your strengths and weaknesses?
6. How will you handle work pressure?
7. Why do you want to join a public sector bank?
8. Where do you see yourself in five years?

2.  Banking Awareness

1. What are the main functions of the RBI?
2. What is the difference between CRR and SLR?
3. What is Non-Performing Asset (NPA)?
4. What is the difference between a savings account and a current account?
5. What is Priority Sector Lending?
6. What is the difference between NEFT, RTGS and IMPS?
7. What is the role of NABARD?
8. What is Basel III?

3.  Current Affairs and Economic Awareness

1. What are the latest developments in the Indian Banking Sector?
2. What is the Current RBI repo rate?
3. How does inflation affect ordinary people?
4. What is the role of the Union Budget in economic development?
5. What is the difference between GDP and GNP?
6. How does digital banking benefit customers?
7. What is monetary policy?
8. What is the difference between fiscal policy and monetary policy?

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4.  Banking Operations and Technical Questions

1. What is the bank balance sheet?
2. What is the difference between a debit card and a credit card?
3. What is CASA?
4. What is the difference between secured and unsecured loans?
5. What is microfinance?
6. What is a currency chest?
7. What is account aggregation?
8. How does the cheque – clearing process work?

5. Graduation-related questions

Candidates should revise fundamental concepts from their own academic background:

• Commerce: Balance Sheet, Cash book, debit and credit, assets and liabilities.
• Engineering: Core technical concepts, basic computer knowledge and the practical applications of the degree.
• Science: Fundamental concepts from the chosen subject and their everyday applications.
• Other streams: Key subjects studied during graduation and the reasons for choosing banking as a career.

6. Situational and Customer-handling Questions

1. How would you handle an angry customer?
2. What would you do if you suspected fraud in a customer’s account?
3. How would you handle a disagreement with your manager?
4. What would you do if a customer could not use digital banking?
5. How would you prioritise several urgent tasks?
6. What would you do if a colleague made an operational mistake?

Important Government schemes to revise

Students should prepare the objective, target beneficiaries and key benefits of schemes such as:

• Pradhan Mantri Jan Dhan Yojana (PMJDY).
• Pradhan Mantri Mudra Yojana (PMMY).
• Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY).
• Pradhan Mantri Suraksha Bima Yojana (PMSBY).
• Atal Pension Yojana (APY).
• Sukanya Samriddhi Yojana

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FREQUENTLY ASKED QUESTIONS:

Ques: What are the main topics asked in an IBPS PO interview?

Ans: Personal background, banking awareness, current affairs, economic concepts, graduation subjects and situational questions.

Ques: Are current affairs important for the IBPS PO interview?

Ans: Yes, Current affairs are important for the IBPS PO interview.

Ques: Should answers be memorized word to word?

Ans: No, students should prepare key points and practice answering naturally, using examples where relevant.

Ques: Are questions asked about the candidate’s home state?

Ans: Yes, candidates may be asked about their home state, its economy, important industries, culture and major developments.

Ques: Is the IBPS PO interview difficult to crack?

Ans: The difficulty depends on a candidate’s preparation, banking knowledge, communication skills and ability to answer questions confidently.

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