
23rd September, 2025
Bank Exams
IBPS Clerk Salary in India: Complete Breakdown
Table of Contents
If you think all government jobs pay the same, think again! The IBPS Clerk salary has unique components and growth opportunities that make it stand out. The 2025 notification has made a game changing move by not only increasing the starting basic pay but by laying out a crystal clear salary progression.
This blog is not just about numbers: it's about a clear picture of your career path, how your income steadily rises, key allowances you get, promotion paths that take you all the way to a bank manager’s chair.
IBPS Clerk Salary 2025: Overview
IBPS Clerk Salary Detail 2025 |
|
Organization |
Institute of Banking Personnel Selection (IBPS |
Exam Name |
IBPS Clerk Exam 2025 |
Post |
Clerk |
Vacancy |
10,277 |
Language of Exam |
English & Hindi |
Pay Scale in India |
Rs.24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480(20 Years) |
Allowances |
Dearness Allowance, House Rent Allowance, Special Allowance, Transport Allowance |
Basic Pay |
Rs. 24050 per month |
Official Website |
Free Download IBPS Clerk Previous Year Question Paper
IBPS Clerk 2025 Updated Basic Salary in India
IBPS Clerk 2025 Updated Basic Salary |
|
Before |
After |
Rs.19900-1000/1-20900-1230/3-24590-1490/4-30550-1730/7-42600-3270/1-45930-1990/1-47920 |
Rs.24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480(20 Years) |
Check IBPS Clerk Cut-Off Trend
What is the IBPS Clerk Training Period Salary?
Every chosen candidate must complete a probationary or training period of 6 months upon joining.
Throughout this duration, they receive a total monthly stipend of ₹24,050 each month. While the complete benefits and allowances aren't available at this time, basic facilities such as NPS deductions and initial service-related support.
The probationary phase enables candidates to grasp the bank’s work culture and fundamental clerical tasks.
Upon successful completion, they qualify for the regular pay scale.
Attempt Free IBPS Clerk Mock Test
IBPS Clerk In-Hand Salary 2025 in India
The In-hand salary of an IBPS Clerk ranges from Rs. 39,412 each month. The IBPS Clerk in-hand Salary package is a good amount.
IBPS Clerk In-Hand Salary |
|
Post Name |
In Hand Salary |
Clerk |
Rs. 39,412 per month (approximate) |
IBPS Clerk Salary Structure 2025
IBPS Clerk Salary Structure 2025 |
|
Particulars |
Amount |
Basic Pay |
24050.00 |
Dearness Allowance (19.83% revised Nov. 2024) |
4769.12 |
Special Allowance |
7083.45 |
SPL DA |
1114.23 |
House Rent Allowance |
2739.83 |
Transport Allowance |
850.00 |
TA DA |
133.71 |
Gross Salary |
40720.34 |
IBPS Clerk Basic Salary Structure
According to the IBPS Clerk 2025 update, starting basic pay is now set at 24,050 Rs per month. IBPS provides the transparency of the salary growth by officially announcing the detailed pay scale. After completion of 3 years as a Clerk in IBPS, the basic salary reaches 28,070, followed by a consistent annual increment. Over 20 years, these cumulative increments eventually reach 64,480 Rs., reflecting a rewarding career growth for clerks.
IBPS Clerk Pay Scale 2025 India
IBPS Clerk Pay Scale 2025 |
|||
Stage |
Basic Pay (₹) |
Annual Increment (₹) |
Duration |
Initial Pay |
24,050 |
1,340 |
For 3 years |
After 3 years |
28,070 |
1,650 |
For next 3 years |
After 6 years |
33,020 |
2,000 |
For next 4 years |
After 10 years |
41,020 |
2,340 |
For next 7 years |
After 17 years |
57,400 |
4,400 |
For next 1 year |
After 18 years |
61,800 |
2,680 |
For next 1 year |
After 19 years |
64,480 (Max) |
- |
Final Basic Pay |
IBPS Clerk Salary after 3 Years In India
Here is estimated that IBPS Clerk Salary after 3 Years is basically depends on the recent pay scale of IBPS Clerk 2025, Review the information regarding the IBPS Clerk Salary after 3 years.
IBPS Clerk Basic Pay After 3 Years |
Rs. 28070 |
IBPS Clerk Free Notes – Subject Wise (PDF)
IBPS Clerk Salary after 5, 10 and 20 Years in India
Complete details regarding IBPS Clerk Salary after 5, 10 and 20 Years are given here that is calculated based upon the IBPS Clerk pay scale 2025.
Check the table to know the IBPS clerk salary complete detail after 5 years, 10 years, and 20 years.
IBPS Clerk salary after 5 years (Basic Pay) |
Rs. 31370 |
Basic IBPS Clerk salary after 10 years (Basic Pay) |
Rs. 41020 |
Basic IBPS Clerk salary after 20 years (Basic Pay) |
Rs. 64480 |
Download Free IBPS Clerk Study Notes (PDF)
IBPS Clerk Monthly Salary Slip
The salary slip serves to the IBPS Clerks acts as a complete breakdown of their salary, allowances, and deductions. By analysing these deductions Clerks can determine their exact net salary or monthly salary. The recent up to date IBPS Clerk salary slip for March month is provided below that helps candidates to track financial benefits effectively.
IBPS Clerk Salary Deductions in 2025
IBPS Clerk 2025: Salary Deductions |
|
Particulars |
Amount |
Pension Fund Contribution |
2886 |
Professional Tax |
60 |
Death Relief Fund |
40 |
Total |
2986 |
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IBPS Clerk Promotion
Clerk > Officer > Senior Officer > Assistant Manager > Manager > Senior Manager > Chief Manager > Assistant General Manager > Deputy General Manager > General Manager
The hierarchy for POs is as follows:
Current Position |
Promoted To |
IBPS Clerk |
Officer / Assistant Manager |
Assistant Manager |
Manager |
Manager |
Senior Manager |
Senior Manager |
Chief Manager |
Chief Manager |
Assistant General Manager |
Assistant GM |
Deputy General Manager |
Deputy GM |
General Manager |
To Conclude:
IBPS Clerk position not just offers a competitive salary but also combined allowances, consistent increments, making it a highly rewarding career choice.
If you aim to enter the banking industry, this position offers not only job security but also a defined career path and stability. Prepare well, maintain concentration, and your work will be rewarded in this exciting profession
FAQs
Q1: What other benefits are given to bank clerks along with salary?
Ans: Given below is the list of benefits given to clerks along with the IBPS Clerk salary:
- Dearness Allowance
- Travel Allowance
- Medical Allowance
- Transport Allowance
- House Rent Allowance
- Special Allowance
Q2: What is the IBPS Clerk Bank Exam in hand salary?
Ans: In hand salary of the IBPS Clear varies from 40,000 – 42,000 Rs. Approx.
Q3: What is the basic IBPS Clerk Salary after 5 Years?
Ans: The Basic Pay of IBPS Clerk is Rs. 31370 after 5 years.
Q4: Does an IBPS Clerk get a pension?
Ans: Yes, IBPS Clerks are entitled to pension benefits through the national pension system as part of their retirement benefits.
Q5: What is the minimum and maximum salary of the bank clerk in 2025?
Ans: The minimum starting salary of the bank clerk is 24,050 and can go up to 64,480 Rs. with regular increments.
Q6: Can an IBPS Clerk become a manager?
Ans: Yes, an IBPS clerk can become a bank manager through internal promotion pathways, which requires experience.
Q7: What is the retired age of the bank clerk?
Ans: For IBPS Clerk working in the public sector banks, the official retirement age is 60 years. Although few banks may have minor differences, the widely accepted retirement age for clerks is 60 years.
Also Check:
- IBPS Clerk Quantitative Aptitude Preparation Guide
- IBPS Clerk Previous Year Cut-offs: What to Expect in 2025?
- Common Mistakes to Avoid in IBPS Clerk Prelims
IBPS Clerk Mains: Topic-Wise Weightage & Scoring Strategy - IBPS Clerk vs. IBPS PO: Which Exam is Easier to Crack?
- Is an IBPS Clerk a government job?
- What is the IBPS Clerk qualification?