IBPS Clerk Salary in India: Complete Breakdown

IBPS Clerk Salary in India: Complete Breakdown

If you think all government jobs pay the same, think again! The IBPS Clerk salary has unique components and growth opportunities that make it stand out. The 2025 notification has made a game changing move by not only increasing the starting basic pay but by laying out a crystal clear salary progression. 

This blog is not just about numbers: it's about a clear picture of your career path, how your income steadily rises, key allowances you get, promotion paths that take you all the way to a bank manager’s chair. 

IBPS Clerk Salary 2025: Overview

IBPS Clerk Salary Detail 2025 

Organization

Institute of Banking Personnel Selection (IBPS

Exam Name

IBPS Clerk Exam 2025

Post

Clerk

Vacancy

10,277

Language of Exam

English & Hindi

Pay Scale in India

Rs.24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480(20 Years)

Allowances

Dearness Allowance, House Rent Allowance, Special Allowance, Transport Allowance

Basic Pay

Rs. 24050 per month

Official Website

www.ibps.in

 

 Free Download IBPS Clerk Previous Year Question Paper

IBPS Clerk 2025 Updated Basic Salary in India

IBPS Clerk 2025 Updated Basic Salary

Before

After

Rs.19900-1000/1-20900-1230/3-24590-1490/4-30550-1730/7-42600-3270/1-45930-1990/1-47920

Rs.24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480(20 Years)

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What is the IBPS Clerk Training Period Salary?

 Every chosen candidate must complete a probationary or training period of 6 months upon joining

 Throughout this duration, they receive a total monthly stipend of ₹24,050 each month. While the complete benefits and allowances aren't available at this time, basic facilities such as NPS deductions and initial service-related support. 

The probationary phase enables candidates to grasp the bank’s work culture and fundamental clerical tasks. 

Upon successful completion, they qualify for the regular pay scale.  

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IBPS Clerk In-Hand Salary 2025 in India

The In-hand salary of an IBPS Clerk ranges from Rs. 39,412 each month. The IBPS Clerk in-hand Salary package is a good amount. 

                        IBPS Clerk In-Hand Salary

Post Name

In Hand Salary

Clerk

Rs. 39,412 per month (approximate)

 

IBPS Clerk Salary Structure 2025

IBPS Clerk Salary Structure 2025

Particulars

Amount

Basic Pay

24050.00

Dearness Allowance (19.83% revised Nov. 2024)

4769.12

Special Allowance

7083.45

SPL DA

1114.23

House Rent Allowance

2739.83

Transport Allowance

850.00

TA DA

133.71

Gross Salary

40720.34

 

IBPS Clerk Basic Salary Structure

According to the IBPS Clerk 2025 update, starting basic pay is now set at 24,050 Rs per month. IBPS provides the transparency of the salary growth by officially announcing the detailed pay scale. After completion of 3 years as a Clerk in IBPS, the basic salary reaches 28,070, followed by a consistent annual increment. Over 20 years, these cumulative increments eventually reach 64,480 Rs., reflecting a rewarding career growth for clerks.

IBPS Clerk Pay Scale 2025 India

IBPS Clerk Pay Scale 2025

Stage

Basic Pay (₹)

Annual Increment (₹)

Duration

Initial Pay

24,050

1,340

For 3 years

After 3 years

28,070

1,650

For next 3 years

After 6 years

33,020

2,000

For next 4 years

After 10 years

41,020

2,340

For next 7 years

After 17 years

57,400

4,400

For next 1 year

After 18 years

61,800

2,680

For next 1 year

After 19 years

64,480 (Max)

-

Final Basic Pay

 

IBPS Clerk Salary after 3 Years In India 

Here is estimated that IBPS Clerk Salary after 3 Years is basically depends on the recent pay scale of IBPS Clerk 2025, Review the information regarding the IBPS Clerk Salary after 3 years.

IBPS Clerk Basic Pay After 3 Years

Rs. 28070

 

IBPS Clerk Free Notes – Subject Wise (PDF)

IBPS Clerk Salary after 5, 10 and 20 Years in India 

Complete details regarding IBPS Clerk Salary after 5, 10 and 20 Years are given here that is calculated based upon the IBPS Clerk pay scale 2025.

Check the table to know the IBPS clerk salary complete detail after 5 years, 10 years, and 20 years.

IBPS Clerk salary after 5 years (Basic Pay)

Rs. 31370

Basic IBPS Clerk salary after 10 years (Basic Pay)

Rs. 41020

Basic IBPS Clerk salary after 20 years (Basic Pay)

Rs. 64480

Download Free IBPS Clerk Study Notes (PDF)

IBPS Clerk Monthly Salary Slip

The salary slip serves to the IBPS Clerks acts as a complete breakdown of their salary, allowances, and deductions. By analysing these deductions Clerks can determine their exact net salary or monthly salary. The recent up to date IBPS Clerk salary slip for March month is provided below that helps candidates to track financial benefits effectively.

IBPS Clerk Salary Deductions in 2025

IBPS Clerk 2025: Salary Deductions

Particulars

Amount

Pension Fund Contribution

2886

Professional Tax

60

Death Relief Fund

40

Total

2986

 

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IBPS Clerk Promotion

Clerk > Officer > Senior Officer > Assistant Manager > Manager > Senior Manager > Chief Manager > Assistant General Manager > Deputy General Manager > General Manager

The hierarchy for POs is as follows:

Current Position

Promoted To

IBPS Clerk

Officer / Assistant Manager

Assistant Manager

Manager

Manager

Senior Manager

Senior Manager

Chief Manager

Chief Manager

Assistant General Manager

Assistant GM

Deputy General Manager

Deputy GM

General Manager

 

To Conclude:

IBPS Clerk position not just offers a competitive salary but also combined allowances, consistent increments, making it a highly rewarding career choice. 

If you aim to enter the banking industry, this position offers not only job security but also a defined career path and stability. Prepare well, maintain concentration, and your work will be rewarded in this exciting profession

FAQs

Q1: What other benefits are given to bank clerks along with salary?

Ans: Given below is the list of benefits given to clerks along with the IBPS Clerk salary:

  • Dearness Allowance
  • Travel Allowance
  • Medical Allowance
  • Transport Allowance
  • House Rent Allowance
  • Special Allowance

Q2: What is the IBPS Clerk Bank Exam in hand salary?

Ans: In hand salary of the IBPS Clear varies from 40,000 – 42,000 Rs. Approx.

Q3: What is the basic IBPS Clerk Salary after 5 Years?

Ans: The Basic Pay of IBPS Clerk is Rs. 31370 after 5 years.

Q4: Does an IBPS Clerk get a pension?

Ans: Yes, IBPS Clerks are entitled to pension benefits through the national pension system as part of their retirement benefits. 

Q5: What is the minimum and maximum salary of the bank clerk in 2025?

Ans: The minimum starting salary of the bank clerk is 24,050 and can go up to 64,480 Rs. with regular increments.

Q6: Can an IBPS Clerk become a manager?

Ans: Yes, an IBPS clerk can become a bank manager through internal promotion pathways, which requires experience.

Q7: What is the retired age of the bank clerk?

Ans: For IBPS Clerk working in the public sector banks, the official retirement age is 60 years. Although few banks may have minor differences, the widely accepted retirement age for clerks is 60 years.

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