
20th September, 2025
Bank Exams
IBPS PO vs IBPS Clerk: Which Banking Career is Better?
Table of Contents
Selection between IBPS PO and IBPS Clerk bank exam is one of the major decisions for applicants interested in a banking career. Both jobs are highly respected and fulfilling, but have different exam patterns, difficulty level, salary, career advancement and daily responsibilities.
This blog delves at both paths in depth, so you can evaluate which career aligns with your goals, skills, and ambitions before taking the first step.
IBPS Clerk vs IBPS PO – Overview
Criteria |
IBPS PO |
IBPS Clerk |
Post Name |
Probationary Officer |
Clerk |
Participating Banks |
11 |
11 |
Application Mode |
Online |
Online |
Education Qualification |
Graduation |
Graduation |
Official Website |
IBPS Clerk vs IBPS PO – Comparison
Criteria |
IBPS Clerk |
IBPS PO |
Post Level |
Clerical (Office Assistant) – Entry Level |
Officer (Probationary Officer) – Managerial |
Difficult of Exam |
Moderate (no descriptive paper) |
High Difficult ( Advanced level of reasoning, DI, and essay writing) |
Job Role |
Customer – facing, clerical, data entry |
Supervisory, branch operations, decision making |
Starting Salary (Approx.) |
Rs. 24,050 per month |
Rs. 48,480 per month |
Promotion & Growth |
Slower (internal exams for officer posts) |
Faster ( Scale based promotion to senior roles) |
Exam Competition |
Very high ( more applicants per seat ) |
High ( fewer vacancies, more pressure) |
IBPS PO and IBPS Clerk: Syllabus and Exam Pattern
IBPS PO vs IBPS Clerk - Selection Process
Exam Stage |
IBPS Clerk |
IBPS PO |
Prelims |
Objective Questions |
Objective Questions |
Mains |
Objective Questions |
Objective + Descriptive Questions |
Interview |
No |
Yes |
Difficulty Level of Questions – IBPS Clerk vs. IBPS PO Bank Exam
IBPS PO vs Bank Clerk: Job Responsibilities
Job Responsibilities |
|
IBPS PO Bank Exam |
IBPS Clerk Bank Exam |
The PO mostly has to work around four major sectors of the Bank. Their daily responsibilities will around:
|
|
IBPS PO Additional Responsibilities |
IBPS Clerk Additional Responsibilities |
|
NA
|
IBPS Clerk vs IBPS PO Bank Exam: Vacancies
IBPS Clerk generally offers a high number of vacancies across states as compared to IBPS PO. For Year-wise detail breakdown of IBPS PO bank exam and IBPS PO bank exam vacancies tab → Vacancies in IBPS Clerk vs. IBPS PO Bank Exam
Career Growth & Promotion Scope
IBPS PO Career Path
. PO → Assistant Manager → Branch Manager → Senior Manager → Chef Manager → Assistant General Manager → Deputy General Manager → General Manager → Executive Director → Chairman and Managing Director
. In IBPS PO Bank exam fast-track promotions; eligible for leadership and specialist roles
IBPS Clerk Career Path
. Bank Clerk → Senior Assistant → Assistant Manager →Manager→ Senior Manager → Chef Manager → Assistant General Manager (AGM)→ Deputy General Manager (DGM)→ General Manager (GM) → Executive Director (ED) → Chairman and managing director (CMD)
. Slower but steady growth, with job security
IBPS Clerk vs. IBPS PO Salary Comparison
IBPS PO bank exam offers higher pay as compared to IBPS Clerk including allowances. For detailed salary structure of IBPS PO and IBPS Clerk with perks, allowances, and promotion benefits, click → IBPS Clerk vs. IBPS PO Salary Comparison
Competition and Cut-offs: IBPS Clerk vs. IBPS PO Bank Exam
To know the detailed information regarding cut – offs and completion level in IBPS PO and IBPS Clerk bank exams click on given links:
IBPS Clerk Previous Year Cut-offs: What to Expect in 2025?
IBPS PO Cut-Off Trend Analysis – Year-Wise
IBPS PO vs IBPS Clerk Which Banking Career is Better?
Candidates Preference from IBPS PO and IBPS Clerk |
Recommended Exam for Applicants |
Reason behind which Banking Career is Better |
Looking for leadership positions and authority |
IBPS PO Bank Exam |
Offers team management, managerial roles and career advancement opportunities |
First time aspirants |
Begin with IBPS Clerk then continue towards IBPS PO |
Clerk provides foundation and boost confidence for IBPS PO |
Aiming for quick promotion and high pay scale |
IBPS PO Bank Exam |
Clear Promotion ladder to scale II/III, considerable incentives, and opportunities for long term career progression |
Can manage pressure, group discussions, and interviews |
IBPS PO Bank Exam |
Selection involves interview, confidence testing, decision making are all parts of the selection procedure |
Wants a secure work with local posting |
IBPS Clerk Bank Exam |
Lower transfer frequency, improved work life balance |
Prefers minimal Pressure and Limited Responsibility |
IBPS Clerk Bank Exam |
Less stress and clerical tasks |
To Summarize: IBPS PO vs IBPS Clerk: Which Banking Career Is Better?
The choice between IBPS Clerk and IBPS PO bank exams is based on what you value most in your career.
IBPS Clerk is ideal for applicants wanting stability, local postings, and a balanced work-life, whereas IBPS PO is ideal for those seeking greater salary, leadership posts, and rapid promotion.
Whatever you select, consistency and preparation will ensure success in the banking industry.
FAQs
Ques: What is the salary difference between IBPS PO and IBPS Clerk bank exam?
Ans: The salary of IBPS PO bank exam is higher than IBPS Clerk. The starting salary of the IBPS PO is approximately ₹52,000-₹55,000 whereas IBPS Clerk starting salary is around ₹29,000-₹30,000.
Ques: What are the working hours of the IBPS PO bank exam?
Ans: The working hours of the IBPS PO bank exam are from 10 am to 5 pm evening, which align with the standard banking hours in India.
Ques: What is the difference between IBPS PO and IBPS Clerk bank exam?
Ans: IBPS PO bank exam involves leadership responsibilities, decision making, and branch operations while IBPS Clerk is an entry level clerical position focused on data entry, customer service, and daily banking operations.
Ques: Does IBPS PO exam require interview skills and better English skills to crack IBPS PO bank exam?
Ans: Yes, IBPS PO bank exam required interview skills and better English skills to crack IBPS PO bank exam easily.
Ques: Should I start with IBPS Clerk if I am a first time aspirant?
Ans: Yes, start with IBPS Clerk bank exam if you are fresher, as it boosts your confidence along with exam pattern and variety of questions asked.
Ques: How should I decide between IBPS Clerk and IBPS PO?
Ans: Selection between IBPS Clerk and IBPS PO depends on career goals, exam preparation level and willingness to relocate. Read the whole blog for better selection between IBPS PO and IBPS Clerk bank exam.
Also Check:
- IBPS Clerk Quantitative Aptitude Preparation Guide
- How to Tackle Puzzles & Seating Arrangements in IBPS PO Mains
- How to Score 40+ in IBPS PO General Awareness Section
- Common Mistakes to Avoid in IBPS Clerk Prelims
- IBPS Clerk Mains: Topic-Wise Weightage & Scoring Strategy
- 30-Day Study Plan for IBPS Clerk Prelims: Crack the Exam in One Month
- Time Management Tips for IBPS PO Aspirants
- How to Prepare for IBPS PO Prelims and Mains Together