IBPS PO vs IBPS Clerk: Which Banking Career is Better?

IBPS PO vs IBPS Clerk: Which Banking Career is Better?

Selection between IBPS PO and IBPS Clerk bank exam is one of the major decisions for applicants interested in a banking career. Both jobs are highly respected and fulfilling, but have different exam patterns, difficulty level, salary, career advancement and daily responsibilities.

This blog delves at both paths in depth, so you can evaluate which career aligns with your goals, skills, and ambitions before taking the first step.

IBPS Clerk vs IBPS PO – Overview 

Criteria

IBPS PO

IBPS Clerk

Post Name

Probationary Officer

Clerk

Participating Banks

11

11

Application Mode

Online

Online

Education Qualification

Graduation

Graduation

Official Website

www.ibps.in

www.ibps.in

IBPS Clerk vs IBPS PO – Comparison 

Criteria

IBPS Clerk

IBPS PO

Post Level

Clerical (Office Assistant) – Entry Level

Officer (Probationary Officer) – Managerial

Difficult of Exam

Moderate (no descriptive paper)

High Difficult ( Advanced level of reasoning, DI, and essay writing)

Job Role

Customer – facing, clerical, data entry

Supervisory, branch operations, decision making

Starting Salary (Approx.)

Rs. 24,050 per month

Rs. 48,480 per month

Promotion & Growth

Slower (internal exams for officer posts)

Faster ( Scale based promotion to senior roles)

Exam Competition

Very high ( more applicants per seat )

High ( fewer vacancies, more pressure)

IBPS PO and IBPS Clerk: Syllabus and Exam Pattern 

IBPS PO vs IBPS Clerk - Selection Process

Exam Stage

IBPS Clerk

IBPS PO

Prelims

Objective Questions

Objective Questions

Mains

Objective Questions

Objective + Descriptive Questions

Interview

No

Yes

Difficulty Level of Questions – IBPS Clerk vs. IBPS PO    Bank Exam

IBPS PO vs Bank Clerk: Job Responsibilities

Job Responsibilities

IBPS PO Bank Exam

IBPS Clerk Bank Exam

The PO mostly has to work around four major sectors of the Bank. Their daily responsibilities will around:

  • Marketing
  • Finance & Accounting sector
  • Investments & Billing
  • Handle Customer Transactions
  • Update all necessary information related to deposits/loan/payments in the computer system
  • Provide assistance to other departments when needed.
  • Check Customer’s deposits & loan payments.
  • Resolve Customer queries regarding transactions.

IBPS PO Additional Responsibilities

IBPS Clerk Additional Responsibilities

  • Check the workflow of various other departments.
  • Check and validate documents related to the loan.
  • Handle Public Relations
  • Manage the daily cash flow
  • Business Supervision etc

NA

 

 

 

 

 

IBPS Clerk vs IBPS PO Bank Exam: Vacancies

IBPS Clerk generally offers a high number of vacancies across states as compared to IBPS PO. For Year-wise detail breakdown of IBPS PO bank exam and IBPS PO bank exam vacancies tab → Vacancies in IBPS Clerk vs. IBPS PO Bank Exam

Career Growth & Promotion Scope

IBPS PO Career Path

PO → Assistant Manager → Branch Manager → Senior Manager → Chef Manager → Assistant General Manager → Deputy General Manager → General Manager → Executive Director → Chairman and Managing Director 

In IBPS PO Bank exam fast-track promotions; eligible for leadership and specialist roles

IBPS Clerk Career Path

Bank Clerk → Senior Assistant → Assistant Manager  →Manager→ Senior Manager → Chef Manager → Assistant General Manager (AGM)→ Deputy General Manager (DGM)→ General Manager (GM) → Executive Director (ED) → Chairman and managing director (CMD)

Slower but steady growth, with job security 

IBPS Clerk vs. IBPS PO Salary Comparison

IBPS PO bank exam offers higher pay as compared to IBPS Clerk including allowances. For detailed salary structure of IBPS PO and IBPS Clerk with perks, allowances, and promotion benefits, click → IBPS Clerk vs. IBPS PO Salary Comparison

Competition and Cut-offs: IBPS Clerk vs. IBPS PO Bank Exam

To know the detailed information regarding cut – offs and completion level in IBPS PO and IBPS Clerk bank exams click on given links: 

IBPS Clerk Previous Year Cut-offs: What to Expect in 2025?

IBPS PO Cut-Off Trend Analysis – Year-Wise

IBPS PO vs IBPS Clerk Which Banking Career is Better?

Candidates Preference from IBPS PO and IBPS Clerk

Recommended Exam for  Applicants

Reason behind which Banking Career is Better

Looking for leadership positions and authority

IBPS PO Bank Exam

Offers team management, managerial roles and career advancement opportunities

First time aspirants

Begin with IBPS Clerk then continue towards IBPS PO

Clerk provides foundation and  boost confidence for IBPS PO

Aiming for quick promotion and high pay scale

IBPS PO Bank Exam

Clear Promotion ladder to scale II/III, considerable incentives, and opportunities for long term career progression

Can manage  pressure, group discussions, and interviews

IBPS PO Bank Exam

Selection involves interview, confidence testing, decision making are all parts of the selection procedure

Wants a secure work with local posting

IBPS Clerk Bank Exam

Lower transfer frequency, improved work life balance

Prefers minimal Pressure and  Limited Responsibility

IBPS Clerk Bank Exam

Less stress and clerical tasks

To Summarize: IBPS PO vs IBPS Clerk: Which Banking Career Is Better? 

The choice between IBPS Clerk and IBPS PO bank exams is based on what you value most in your career.
IBPS Clerk is ideal for applicants wanting stability, local postings, and a balanced work-life, whereas IBPS PO is ideal for those seeking greater salary, leadership posts, and rapid promotion.
Whatever you select, consistency and preparation will ensure success in the banking industry.

FAQs

Ques: What is the salary difference between IBPS PO and IBPS Clerk bank exam?

Ans: The salary of IBPS PO bank exam is higher than IBPS Clerk. The starting salary of the IBPS PO is approximately ₹52,000-₹55,000 whereas IBPS Clerk starting salary is around ₹29,000-₹30,000.

Ques: What are the working hours of the IBPS PO bank exam?

Ans: The working hours of the IBPS PO bank exam are from 10 am to 5 pm evening, which align with the standard banking hours in India.

Ques: What is the difference between IBPS PO and IBPS Clerk bank exam?

Ans: IBPS PO bank exam involves leadership responsibilities, decision making, and branch operations while IBPS Clerk is an entry level clerical position focused on data entry, customer service, and daily banking operations.

Ques: Does IBPS PO exam require interview skills and better English skills to crack IBPS PO bank exam?

Ans: Yes, IBPS PO bank exam required interview skills and better English skills to crack IBPS PO bank exam easily. 

Ques: Should I start with IBPS Clerk if I am a first time aspirant?

Ans: Yes, start with IBPS Clerk bank exam if you are fresher, as it boosts your confidence along with exam pattern and variety of questions asked.  

Ques: How should I decide between IBPS Clerk and IBPS PO?

Ans: Selection between IBPS Clerk and IBPS PO depends on career goals, exam preparation level and willingness to relocate. Read the whole blog for better selection between IBPS PO and IBPS Clerk bank exam.

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