
16th October, 2025
Bank Exams
RRB Clerk vs IBPS Clerk Which One is Easier to Crack
Table of Contents
Every exam is an opportunity, but knowing which door to open first is crucial. Many aspirants focus only on which exam is easier to crack, forgetting that career growth and postings matters most. RRB Clerks enjoy calm rural postings with less pressure, whereas IBPS Clerks face competitive urban postings but climb faster.
Which Exam is Easier to Crack? RRB Clerk vs IBPS Clerk
This blog gives a 360 degree view of RRB Clerk and IBPS Clerk exams, working environment, salary, and promotions, so you can choose the path that balances both success in exams and long term career goals.
Overview: IBPS RRB Clerk vs. IBPS Clerk
Particulars |
IBPS Clerk |
RRB Clerk |
Conducted By |
IBPS for Public Sector Banks |
IBPS For Regional Rural Banks |
Working Area |
Urban and rural both |
Rural and Semi Rural |
Job Nature |
Diverse Financial Tasks |
Standard Clerk Duties |
Job Promotion |
Faster |
Slower |
Future Prospects |
Comparatively easier to switch jobs. |
Face more challenges to transfer in other banks. |
Salary and Allowances |
Better pay compared to RRB Clerks |
Pay and allowances are fixes |
Job Security |
Yes |
Yes |
Work Pressure |
More work pressure |
Less work pressure |
Work Environment |
Fast-paced Environment |
Relaxed work environment |
Exam Pattern Comparison - IBPS Clerk vs RRB Clerk
Before talking about difficulty, it is essential to understand how both exams are structured.
IBPS RRB Clerk Exam Pattern:
Prelims: Two sections,
- Reasoning Ability (40 Q/40 M)
- Numerical Ability (40 Q/40 M)
- Duration: 45 Minutes
- No English section in prelims (a big relief for many applicants)
Mains: Five sections
- Reasoning Ability
- Quantitative Aptitude
- General Awareness
- English/Hindi Language
- Computer Knowledge
Total Number of Questions = 200 for 200 marks, taking 2 hours.
Download Topic wise MCQs/Practice Sets
IBPS Clerk |
RRB Clerk |
IBPS Clerk Exam Pattern:
- Prelims: Three sections, Reasoning Ability, Numerical Ability, and English/Hindi Language, with 35 questions each and a total of 100 marks in 1 hour.
- Mains: Four sections, Reasoning Ability & Computer Aptitude, Quantitative Aptitude, General/Financial Awareness, and English Language, with a total of 190 questions for 200 marks, taking 160 minutes.
Attempt a Full Length/Sectional Mock Test to Test Your Performance
Key Differences:
- Number of Sections: IBPS RRB Clerk Mains has one more section (Computer Knowledge) than IBPS Clerk Mains.
- Questions per Section: The number of questions per section varies in both exams, especially in Mains.
- Time Allocation: The time allocated for each section in the Mains exam differs between the two exams.
- Language Options: Both exams offer English and Hindi language options in the Mains exam.
- Marking Scheme: Both exams have a negative marking scheme, with 0.25 marks deducted for each incorrect answer.
Double Tab to check detailed Exam Pattern and Syllabus
IBPS Clerk |
RRB Clerk |
Syllabus & Difficulty Level – IBPS Clerk vs RRB Clerk
Section |
IBPS RRB Clerk |
IBPS Clerk |
Reasoning |
Easy to Moderate |
Moderate |
Quantitative Aptitude |
Easy to Moderate |
Moderate to Difficult |
English Language |
Optional (also have Hindi choice) |
Compulsory |
Computer Knowledge |
Separate sections in Mains |
Combined with Reasoning |
General Awareness |
Focus on rural & regional topics more |
More focus on current affairs and banking general knowledge |
Overall Difficulty |
Easy to Moderate |
Moderate to difficult |
- Talking about the exam difficulty, RRB clerk is easier but requires more speed than IBPS Clerk and there is no English section in RRB Clerk Prelims exam.
- IBPS Clerk, however, tests deeper conceptual clarity, especially in the English and Quant section.
Excess Previous Year Question Papers Here
IBPS Clerk |
RRB Clerk |
Selection Process - IBPS Clerk vs RRB Clerk
Stage |
RRB Clerk |
IBPS Clerk |
1 |
Prelims qualifying in Nature |
Prelims Qualifying in Nature |
2 |
Mains (Final Selection) |
Mains (Final Selection) |
Interview |
No interview |
No interview |
IBPS Clerk and RRB Clerk both exams have no interview round, so your final selection is purely marks based.
Job Profile Comparison: IBPS Clerk vs IBPS RRB Clerk
Job Profile |
IBPS Clerk |
RRB Clerk |
Cash and Key Management |
Handles cash and key management |
Not specifically mentioned. |
Banking Transactions |
Conducts transactions like deposits and withdrawals. |
Manages basic banking tasks such as deposits and withdrawals. |
Assisting Officials |
Not specifically mentioned. |
Assists senior officials in their duties and handles communication. |
Documentation |
Manages customer account documentation and updates. |
Issues receipts and demand drafts. |
Customer Support |
Provides customer support and information on banking schemes. |
Provides information and support to rural customers. |
- If applicants prefer peaceful lifestyle and limited transfers – RRB Clerk is better
- If applicants want dynamic work experience and fast promotions – IBPS Clerk suits you.
IBPS Clerk vs RRB Clerk Salary Structure Comparison
IBPS Clerk Detailed Salary
Salary Component |
Amount (INR) |
Basic Pay |
₹19,900 |
Dearness Allowance (DA) |
₹5,209.82 |
House Rent Allowance (HRA) |
₹2,039.75 |
Special Allowance |
₹4,118 |
Transport Allowance (TA) |
₹757.08 |
Gross Pay |
₹32,024.65 |
Deductions |
₹2,570.98 |
Net Pay |
₹29,453.67 |
Includes |
DA, HRA, TA, Medical Allowance |
IBPS Clerk Salary in India: Complete Breakdown
IBPS RRB Clerk Detailed Salary
Salary Component |
Amount (INR) |
Basic Pay |
₹19,900 |
Dearness Allowance (DA) |
₹8,049.17 |
House Rent Allowance (HRA) |
₹2,167.88 |
Special Allowance |
₹3,263.60 |
Fuel Reimbursement |
Provided |
Gross Pay |
₹37,442.65 |
Includes |
DA, HRA, Special Allowance, Fuel Reimbursement |
Although RRB Clerks earn slightly more initially, the IBPS Clerk salary grows faster due to urban posting and promotion benefits.
IBPS Clerk vs IBPS RRB Clerk: Career Growth and Promotions
The different posts through which candidates can be promoted from the post of IBPS Clerk are as follows:
- Officer
- Senior Officer
- Assistant Manager
- Manager
- Senior Manager
- Chief Manager
- Assistant General Manager
- Deputy General Manager
- General Manager
IBPS RRB Clerk: Promotions
Candidates selected for the IBPS RRB Clerk position can expect to be promoted to higher positions over time. The different posts to which candidates can be promoted based on experience level are listed below:
- Officer Scale I
- Officer Scale-II
- Officer Scale III
- Assistant Manager
- Deputy Manager
- Branch Manager
- Senior Branch Manager
- Chief Manager
- Assistant General Manager
- Deputy General Manager
- General Manager
For Long term growth and Exposure – IBPS Clerk clearly wins
For local service stability – RRB Clerk is the easier and more stable path.
Experts Tips to Choose between IBPS Clerk and RRB Clerk
- If you are from a rural background or not confident in English, start with RRB Clerk – it’s your best Launchpad.
- If you are fluent in English and want faster growth, go for IBPS Clerk.
- Attempt IBPS Clerk and RBB clerk both exams because the syllabus is 80% similar.
- Use mock tests and previous year papers to analyze weak and strengthen areas.
- Join reliable platforms like Bhagya Achievers Community to get free handwritten, mock tests, and daily quizzes.
Join Bhagya Achievers Community – Your Complete Bank Exam Preparation Hub
Free Download Handwritten Notes |
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Short Notes/Short Tricks |
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To Conclude:
Choosing between RRB clerk and IBPS Clerk is not just about which exam is easier. It’s all about your strengths, career goals, and lifestyle preference. If you prefer a calmer work environment with less pressure, RRB Clerk is ideal. If you aim for faster growth and don't mind unban postings, IBPS Clerk is the better option.
Focus on your strengths, weak areas, speed and remember your preparation is what truly decides your success, not just the exam name.
Frequently Asked Questions
Q1: What is the difference between IBPS RRB Clerk and IBPS Clerk job roles? IBPS
Ans: RRB Clerk works in regional rural banks with basic banking tasks, while IBPS Clerk serves in urban commercial banks and handles broader financial and customer services.
Q2: Which job is more challenging: IBPS RRB Clerk or IBPS Clerk?
Ans: The IBPS Clerk role is generally more challenging due to higher competition and urban banking complexities whereas RRB Clerks has less work pressure.
Q3: Which exam is easier, RRB Clerk or IBPS Clerk?
Ans: The RRB Clerk exam is generally considered easier compared to the IBPS Clerk exam as it has no english section and slightly simpler reasoning and quant section.
Q4: Which salary is more, IBPS Clerk or RRB clerk?
Ans: The basic salary of IBPS Clerk and RRB Clerk is INR 19,900. The in-hand salary for both posts varies depending on the HRA component of the salary. As RRB Clerks are mostly posted in rural areas, they receive less HRA compared to IBPS Clerks.
Q5: Which exam has a simpler syllabus from IBPS Clerk or RRB Clerk bank exam?
Ans: RRB Clerk bank exam has slightly simpler syllabus, especially in prelims with more focus on reasoning and quant.
Q6: Which bank exam required stronger English skills – IBPS Clerk or RRB Clerk?
Ans: RRB Clerk bank exam has no english section, which makes it easier while IBPS Clerk exam requires English knowledge.
Also Check:
- Toughest Bank Exam in India: Which One is the Hardest to Crack?
- IBPS Clerk Quantitative Aptitude Preparation Guide
- IBPS Clerk Previous Year Cut-offs: What to Expect in 2025?
- RRB PO vs IBPS Clerk Are They Same
- IBPS PO vs IBPS Clerk: Which Banking Career is better?
- IBPS Clerk Salary in India: Complete Breakdown
- SBI Clerk vs IBPS Clerk: Which Exam is Tougher?
- The Hardest IBPS Exam: Which One Tops the List?