RRB Clerk vs IBPS Clerk Which One is Easier to Crack

RRB Clerk vs IBPS Clerk Which One is Easier to Crack

Every exam is an opportunity, but knowing which door to open first is crucial. Many aspirants focus only on which exam is easier to crack, forgetting that career growth and postings matters most. RRB Clerks enjoy calm rural postings with less pressure, whereas IBPS Clerks face competitive urban postings but climb faster. 

Which Exam is Easier to Crack? RRB Clerk vs IBPS Clerk

This blog gives a 360 degree view of RRB Clerk and IBPS Clerk exams, working environment, salary, and promotions, so you can choose the path that balances both success in exams and long term career goals.

Overview: IBPS RRB Clerk vs. IBPS Clerk

Particulars

IBPS Clerk

RRB Clerk

Conducted By

IBPS for Public Sector Banks

IBPS For Regional Rural Banks

Working Area

Urban and rural both

Rural and Semi Rural

Job Nature

Diverse Financial Tasks

Standard Clerk Duties

Job Promotion

Faster

Slower

Future Prospects

Comparatively easier to switch jobs.

Face more challenges to transfer in other banks.

Salary and Allowances

Better pay compared to RRB Clerks

Pay and allowances are fixes

Job Security

Yes

Yes

Work Pressure

More work pressure

Less work pressure

Work Environment

Fast-paced Environment

Relaxed work environment

Exam Pattern Comparison - IBPS Clerk vs RRB Clerk

Before talking about difficulty, it is essential to understand how both exams are structured.

IBPS RRB Clerk Exam Pattern:

Prelims: Two sections, 

  • Reasoning Ability  (40 Q/40 M)
  • Numerical Ability (40 Q/40 M)
  • Duration: 45 Minutes
  • No English section in prelims (a big relief for many applicants)

Mains: Five sections

  • Reasoning Ability
  • Quantitative Aptitude
  • General Awareness
  • English/Hindi Language 
  • Computer Knowledge 

Total Number of Questions = 200 for 200 marks, taking 2 hours. 

Download Topic wise MCQs/Practice Sets 

IBPS Clerk Exam Pattern:

  • Prelims: Three sections, Reasoning Ability, Numerical Ability, and English/Hindi Language, with 35 questions each and a total of 100 marks in 1 hour. 
  • Mains: Four sections, Reasoning Ability & Computer Aptitude, Quantitative Aptitude, General/Financial Awareness, and English Language, with a total of 190 questions for 200 marks, taking 160 minutes. 

Attempt a Full Length/Sectional Mock Test to Test Your Performance 

Key Differences:

  • Number of Sections: IBPS RRB Clerk Mains has one more section (Computer Knowledge) than IBPS Clerk Mains. 
  • Questions per Section: The number of questions per section varies in both exams, especially in Mains. 
  • Time Allocation: The time allocated for each section in the Mains exam differs between the two exams. 
  • Language Options: Both exams offer English and Hindi language options in the Mains exam. 
  • Marking Scheme: Both exams have a negative marking scheme, with 0.25 marks deducted for each incorrect answer. 

Double Tab to check detailed Exam Pattern and Syllabus 

Syllabus & Difficulty Level – IBPS Clerk vs RRB Clerk

Section

IBPS RRB Clerk

IBPS Clerk

Reasoning

Easy to  Moderate

Moderate

Quantitative Aptitude

Easy to Moderate

Moderate to Difficult

English Language

Optional (also have Hindi choice)

Compulsory

Computer Knowledge

Separate sections in Mains

Combined with Reasoning

General Awareness

Focus on rural & regional topics more

More focus on current affairs and banking general knowledge

Overall Difficulty

Easy to Moderate

Moderate to difficult

  • Talking about the exam difficulty, RRB clerk is easier but requires more speed than IBPS Clerk and there is no English section in RRB Clerk Prelims exam.
  • IBPS Clerk, however, tests deeper conceptual clarity, especially in the English and Quant section.

Excess Previous Year Question Papers Here 

Selection Process - IBPS Clerk vs RRB Clerk

Stage

RRB Clerk

IBPS Clerk

1

Prelims qualifying in Nature

Prelims Qualifying in Nature

2

Mains (Final Selection)

Mains (Final Selection)

Interview

No interview

No interview

IBPS Clerk and RRB Clerk both exams have no interview round, so your final selection is purely marks based. 

Job Profile Comparison: IBPS Clerk vs IBPS RRB Clerk

Job Profile

IBPS Clerk 

RRB Clerk

Cash and Key Management

Handles cash and key management

Not specifically mentioned.

Banking Transactions

Conducts transactions like deposits and withdrawals.

Manages basic banking tasks such as deposits and withdrawals.

Assisting Officials

Not specifically mentioned.

Assists senior officials in their duties and handles communication.

Documentation

Manages customer account documentation and updates.

Issues receipts and demand drafts.

Customer Support

Provides customer support and information on banking schemes.

Provides information and support to rural customers.

  • If applicants prefer peaceful lifestyle and limited transfers – RRB Clerk is better 
  • If applicants want dynamic work experience and fast promotions – IBPS Clerk suits you.

IBPS Clerk vs RRB Clerk Salary Structure Comparison

IBPS Clerk Detailed Salary 

Salary Component

Amount (INR)

Basic Pay

₹19,900

Dearness Allowance (DA)

₹5,209.82

House Rent Allowance (HRA)

₹2,039.75

Special Allowance

₹4,118

Transport Allowance (TA)

₹757.08

Gross Pay

₹32,024.65

Deductions

₹2,570.98

Net Pay

₹29,453.67

Includes

DA, HRA, TA, Medical Allowance

IBPS Clerk Salary in India: Complete Breakdown

IBPS RRB Clerk Detailed Salary 

Salary Component

Amount (INR)

Basic Pay

₹19,900

Dearness Allowance (DA)

₹8,049.17

House Rent Allowance (HRA)

₹2,167.88

Special Allowance

₹3,263.60

Fuel Reimbursement

Provided

Gross Pay

₹37,442.65

Includes

DA, HRA, Special Allowance, Fuel Reimbursement

Although RRB Clerks earn slightly more initially, the IBPS Clerk salary grows faster due to urban posting and promotion benefits.

IBPS Clerk vs IBPS RRB Clerk: Career Growth and Promotions 

 The different posts through which candidates can be promoted from the post of IBPS Clerk are as follows:

  • Officer
  • Senior Officer
  • Assistant Manager
  • Manager
  • Senior Manager
  • Chief Manager
  • Assistant General Manager
  • Deputy General Manager
  • General Manager

IBPS RRB Clerk: Promotions

Candidates selected for the IBPS RRB Clerk position can expect to be promoted to higher positions over time. The different posts to which candidates can be promoted based on experience level are listed below:

  • Officer Scale I
  • Officer Scale-II
  • Officer Scale III
  • Assistant Manager
  • Deputy Manager
  • Branch Manager
  • Senior Branch Manager
  • Chief Manager
  • Assistant General Manager
  • Deputy General Manager
  • General Manager

For Long term growth and Exposure – IBPS Clerk clearly wins 

For local service stability – RRB Clerk is the easier and more stable path.

Experts Tips to Choose between IBPS Clerk and RRB Clerk 

  • If you are from a rural background or not confident in English, start with RRB Clerk – it’s your best Launchpad.
  • If you are fluent in English and want faster growth, go for IBPS Clerk.
  • Attempt IBPS Clerk and RBB clerk both exams because the syllabus is 80% similar.
  • Use mock tests and previous year papers to analyze weak and strengthen areas.
  • Join reliable platforms like Bhagya Achievers Community to get free handwritten, mock tests, and daily quizzes.

Join Bhagya Achievers Community – Your Complete Bank Exam Preparation Hub

To Conclude:

Choosing between RRB clerk and IBPS Clerk is not just about which exam is easier. It’s all about your strengths, career goals, and lifestyle preference. If you prefer a calmer work environment with less pressure, RRB Clerk is ideal. If you aim for faster growth and don't mind unban postings, IBPS Clerk is the better option. 

Focus on your strengths, weak areas, speed and remember your preparation is what truly decides your success, not just the exam name.

Frequently Asked Questions  

Q1: What is the difference between IBPS RRB Clerk and IBPS Clerk job roles? IBPS

Ans: RRB Clerk works in regional rural banks with basic banking tasks, while IBPS Clerk serves in urban commercial banks and handles broader financial  and customer services.

Q2: Which job is more challenging: IBPS RRB Clerk or IBPS Clerk?

Ans: The IBPS Clerk role is generally more challenging due to higher competition and urban banking complexities whereas RRB Clerks has less work pressure.

Q3: Which exam is easier, RRB Clerk or IBPS Clerk?

Ans: The RRB Clerk exam is generally considered easier compared to the IBPS Clerk exam as it has no english section and slightly simpler reasoning and quant section.

Q4: Which salary is more, IBPS Clerk or RRB clerk?

Ans: The basic salary of IBPS Clerk and RRB Clerk is INR 19,900. The in-hand salary for both posts varies depending on the HRA component of the salary. As RRB Clerks are mostly posted in rural areas, they receive less HRA compared to IBPS Clerks.

Q5: Which exam has a simpler syllabus from IBPS Clerk or RRB Clerk bank exam?

Ans: RRB Clerk bank exam has slightly simpler syllabus, especially in prelims with more focus on reasoning and quant.

Q6: Which bank exam required stronger English skills – IBPS Clerk or RRB Clerk?

Ans: RRB Clerk bank exam has no english section, which makes it easier while IBPS Clerk exam requires English knowledge.

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